Which Medicare Supplement Insurance Policy Is Right For Me?

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Compare plans and ask yourself which benefits matter most. Each plan is different — it’s all about finding what’s right for you.

For Complete details, please View State Disclosures, Exclusions & Limitations.

The following Medicare Supplement insurance plans are available in the state of Minnesota:

MEDICARE SUPPLEMENT PLAN COVERAGE

POLICY BENEFITS VIEW STATE DISCLOSURES, EXCLUSIONS & LIMITATIONS	Basic Plan	Extended Basic Plan^**	High Deductible Coverage Plan^***	$20/$50 Copayment Plan	Extended Basic Plan 2020
Basic Benefits				100% Part B Coinsurance, except up to $20 copayment for office visit, and up to $50 for ER
Medicare Part A Deductible	*
Medicare Part A: Skilled Nursing Facility Coinsurance (limited to 100 days)
Medicare Part B Deductible	*
Medicare Part B Excess Charges (100%)	*
Preventive Care (Not Covered by Medicare) Up to $120 each calendar year	*
Foreign Travel Emergency	Pays 80%	Pays 80%	Pays 100%	Pays 80%	Pays 80%
Coverage while in a Foreign Country		Pays 80%			Pays 80%
State-mandated benefits
Additional Benefits (Not Covered by Medicare)		Pays 80%			Pays 80%

* Indicates an Optional Benefit Rider is available for an additional premium. Medicare Part B Deductible Rider available only if you are first eligible for Medicare before January 1, 2020.

**100% of additional covered expenses after you spend $1,000 of out-of-pocket costs for a Calendar Year. Extended Basic Plan is available only if you are first eligible for Medicare before January 1, 2020.

*** Benefits from the High Deductible Coverage Plan will not begin until out-of-pocket expenses exceed $2,200. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. These expenses include the Medicare deductible for Part A.

CSB-MN2020

Medicare Supplement Plan Coverage^†				Plans available only if first eligible for Medicare before 2020^‡‡	Plans available only if first eligible for Medicare before 2020^‡‡
Policy Benefits	Plan A	Plan G	Plan N	Plan HDF^‡	Plan F	Plan F
Medicare Part A Coinsurance Learn More Semi-private room and board, general nursing and miscellaneous services and supplies. Includes hospital costs limited to an additional 365 days (in your lifetime) after Medicare benefits are used up.
Medicare Part B Coinsurance or Copayment Learn More Generally 20% of Medicare approved expenses.			^▲
Blood (First 3 Pints) Learn More Includes first three pints of blood needed.
Part A Hospice Care Coinsurance or Copayment Learn More Medicare pays all but very limited co-payment / coinsurance for outpatient drugs and inpatient respite care. Must meet Medicare's requirements including a doctor’s certification of terminal illness.
Skilled Nursing Facility Care Coinsurance Learn More Care in a facility approved by Medicare (100 day limit). Must have been in a hospital for at least 3 days and have entered the facility within 30 days after discharged from hospital.
Medicare Part A Deductible Learn More Inpatient hospital deductible for each benefit period.
Medicare Part B Deductible Learn More Medical insurance calendar year deductible.
Medicare Part B Excess Charges Learn More May exceed the eligible Medicare expense, not to exceed the charge limitation established by Medicare.
Foreign Travel Emergency Learn More Eligible Medicare expenses for medically necessary emergency care received outside of the U.S. which began during the first 60 days of each trip. Not to exceed a lifetime maximum of $50,000. You pay $250 deductible per calendar year.

† Not all plans are available in all states – get an online quote or call to confirm which plans are available in your state and, to verify complete coverage benefits.

‡ High Deductible F pays the same as Plan F and requires payment of your costs (coinsurance, copayments, deductibles) for Medicare approved expenses up to the current calendar year deductible amount before the policy pays any benefits. The Medicare deductible changes each year, per Centers for Medicare & Medicaid Services (CMS) guidelines.

^▲ Plan N pays 100% of the Part B coinsurance, except for a copayment not to exceed $20 for some office visits and a $50 copayment for emergency room visits that don’t result in an inpatient admission.

‡‡ Which means your 65th birthday occurred before January 1, 2020, or you qualified for Medicare due to disability before January 1, 2020.

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This website is designed as a marketing aid and is not to be construed as a contract for insurance. It provides a brief description of the important features of the policy. Please refer to the policy for the full terms and conditions of coverage.

Which Medicare Supplement Insurance Policy Is Right For Me?

Call 1-855-400-1504

Medicare Supplement Plan Coverage†

Medicare Supplement Plan Coverage^†